What is a Swift Code and BIC | List of Bank Swift code And Sort Code in Ghana

Have been asking yourself this question, What is a Swift Code and BIC? Today and going to teach you the meaning of swift code and BIC and give you all the List of Bank Swift code And Sort Code in Ghana.

A SWIFT (Society for Worldwide Interbank Financial Telecommunication) code is an international bank code that identifies particular banks worldwide. It works like the International Mobile Equipment Identity (IMEI)  It’s also known as a Bank Identifier Code (BIC). 

Bank uses SWIFT codes to send money to overseas banks.

A SWIFT code consists of 8 or 11 characters, the first 4 digits are the bank code, Second 2 digits are country code and the last two digits are location code.

For example, Bank Of Ghana’s SWIFT code is BAGHGHAC.

What is a Swift Code and BIC | List of Bank Swift code And Sort Code in Ghana


SWIFT codes and BIC codes are the same and the terms are interchangeable. Other terms used by banks overseas include

  • CHIPS (Clearing House Inter-Bank Payment System) – the US and Canada only
  • NCC (National Clearing Code)
  • BSC (Bank Sort Code)
  • IFSC (Indian Financial System Code)


Sort Codes are bank codes used to route money transfers between banks. 

The sort code, which is a six-digit number, is usually formatted as three pairs of numbers, for example, 12-34-56.  It identifies both the bank and the branch where the account is held. In some cases, the first digit of the sort code identifies the bank itself and in other cases, the first two digits identify the bank. Sort codes are encoded into IBANs, but are not encoded into BICs.


List of Bank Swift code And Sort Code in Ghana

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